A Blanket Accident and Sickness Policy is included in the program price and covers the participant for the official on-site period of program.
This is not an optional benefit; every ISA participant will be covered by this plan. We recommend that all program participants maintain comprehensive health insurance while abroad. This is particularly important for pre-existing conditions, but is also beneficial if the participant has an injury or illness while abroad and requires further treatment upon return home.
For a description of the coverage included in the policy, please select the following link that is appropriate for your ISA program:
- Insurance Description of Coverage (for all programs, except those listed below)
- Insurance Description of Coverage (for semester, trimester and year programs in the Czech Republic or Spain)
- Insurance Description of Coverage (as a supplemental policy for semester and year programs in the Australia or New Zealand)
As with any insurance policy, there are exclusions to the coverage which are listed in the Description of Coverage. It is important for students to read and understand the policy coverage and exclusions prior to going abroad. Among the activities not covered by this policy are scuba diving and scuba-related accidents and injuries. With this in mind, it is recommended that any students planning to participate in scuba diving take steps necessary to obtain specific coverage for that activity. The Diver's Alert Network, considered the standard in the scuba industry, provides many scuba-related resources in addition to the insurance coverage.
If you incurred medical expenses during your time abroad with ISA and would like to file a claim for reimbursement, please select the following links for a claim form and filing details:
If you have filed a claim with ACI and would like to check on the status, select the following link: Claim - Status Check
Insurance coverage in students' home country is excluded, so please contact ISA right away if you have plans to study abroad with ISA in your home country.
Coverage can be extended before or after a program, up to four weeks total. Students can extend their policy for $25 per week by contacting their Program Manager.